UnitedHealth Group

Exclusive Discounts and Solutions for ARA Members through the Hospitality Associations Alliance Program

The Arizona Restaurant Association is part of a strategic alliance program to help address the diverse needs of the hospitality industry. The Hospitality Associations Alliance, a strategic alliance platform created by the National Restaurant Association and UnitedHealth Group, offers exclusive discounts and solutions that benefit ARA members and their employees.

This alliance program provides access to more affordable health care solutions, promotes and supports health and wellness in the hospitality industry, and helps members navigate state and federal compliance areas. Here are some of the program’s members-only offerings:

Exclusive Health Care Discounts from UnitedHealthcare

UnitedHealthcare offers the following health care discounts for ARA members:

  • Up to a 5% discount on manual medical rates for fully insured groups with 51 or more eligible employees.
  • An annual invoice credit of up to 5% on administrative fees for new ASO medical products for self-funded groups with 100 or more eligible employees.
  • Up to a 5% discount on specialty benefits (dental, vision, life, disability, accident and critical illness) for fully insured groups – in addition to all other discounts including bundling benefits programs.

Reach out to Alliah Sheta for more information

NEW: Individual + Family health Insurance

Now available for ARA members, your part-time and full-time team members can now access affordable personal health insurance. The Affordable Care Act/Exchange plans cover pre-existing conditions along with a list of essential health benefits. Through this program, your employees can:

  • Speak directly to licensed agents and receive quotes from multiple insurance companies.
  • Access any qualifying federal subsidies as part of the enrollment process.
  • Immediately enroll in medical, dental, vision, life, disability and Medicare coverage programs.

Individual & family plans require no employer participation or contributions.

Click here to learn more www.hospitality-health.com/ARA or call (844) 784-9269

I Missed My State’s Open Enrollment Deadline. Can I Still Get Healthcare Coverage?

Don’t worry! If you missed the enrollment deadline in your state, you have two options:

  1. You may qualify for a Special Enrollment Period (SEP) that will allow you to apply for health insurance if you have experienced a qualifying life event. Qualifying life events can include:
    • A change in your home address.
    • The loss of health insurance through a job.
    • Household changes such as marriage, divorce, a death in the family, or having a baby

You have 60 days to enroll in a plan, if you qualify for an SEP. But, if you miss that 60-day window, you will have to wait until OEP to enroll in an individual health insurance policy for 2022.

OR

  1. You may apply for a short-term health insurance plan. Short-term health insurance coverage can be purchased for up to 364 days, and you can reapply for short-term coverage for up to 36 months in most states. Short-term health insurance plans might be a good, temporary fit for healthy people, as they will not cover pre-existing conditions like Affordable Care Act (ACA) plans.

If you do not qualify for an SEP and decide not to apply for a short-term health plan, you will have to wait until Open Enrollment 2022 begins in the fall.

Association Health Plan – Restaurant & Hospitality Association Benefit Trust

The Restaurant and Hospitality Association Benefit Trust (RHABT) is an association health plan offering medical and ancillary coverage to participating member businesses. The benefits portfolio is insured and provided by UnitedHealthcare and is available for small businesses in certain hospitality industries and geographies.

  • For rating purposes small businesses are seen as a large employer.
  • Large group plan designs focused on industry preference – no adjusted community rating or metallic designations.
  • Members must be in one of the following SIC Codes: 5812, 5813, 7011, 7032, 7041

Reach out to Alliah Sheta for more information

Free National Restaurant Association Pharmacy Discount Card

This free pharmacy discount card helps employees save up to 75% (average savings of 40%) on all FDA-approved prescription medications.

  • Accepted at more than 62,000 pharmacies nationwide.
  • Cards are pre-activated and easy to use; privacy is protected.
  • There are no costs for using this card.
  • Administered through OptumRx®. This discount card program is not insurance.
  • Get your own card here: http://perks.optum.com/hospitalityrx

Contact Alliah Sheta at alliah.sheta@optum.com.

HealthiestYou by Teladoc

Healthiest You offers your employees the ability to safely seek medical assistance from the comfort of their homes anytime of the day or night.

  • Employees meet virtually with a medical or mental health professional and may eliminate the need to leave the house to go to a crowded clinic, urgent care or ER where they can be infected or spread the virus.
  • Virtual visits are offered though employers who may choose to cost share with their employees.

Members-only price is $9 per employee per month for unlimited virtual visits (includes all family members at no additional cost) with $0 copays. Click here to learn more.

Here is a quick FAQ with some additional information

Spanish version now available!

View a demo video here: HealthiestYou Complete App Demo

Health and Wellness resources supporting the physical and mental well-being of hospitality employers and employees.

Mental Health, Substance Use Disorder and Suicide Prevention Resources:

Some restrictions and exclusions apply. Discounts are available only to members of the National Restaurant Association and its state restaurant association partners; and may vary by location and group size.

Insurance coverage provided by or through UnitedHealthcare Insurance Company, UnitedHealthcare Insurance Company of Illinois, Inc. or their affiliates. Administrative services provided by United HealthCare Services, Inc. or their affiliates. Health Plan coverage provided by or through UnitedHealthcare of Arizona, Inc.

Active Minds: Resources to stay mentally healthy during this crisis time. 

Access a free resources hub for help including stress management, community building from a distance, tips for remote workers. Access general resources now. Hospitality specific resources available.

Hospitality resource guide

Ben’s Friends Hospitality-focused substance abuse support network

Join a safe environment with others who understand the unique challenges experienced by people on the front lines in restaurants, hotels, and other hospitality industries. Click here to find a meeting near you or access telephonic meetings.

Crisis Text Line In crisis? Text HELLO to 741741 for immediate help anytime from anywhere.

Optum Substance Use Disorder HelplineIn crisis? Call 1-855-780-5955 or visit liveandworkwell.com/recovery for immediate help anytime from anywhere. 

Optum Emotional Support Helpline Need a little support? Call 1-866-342-6892 for help anytime from anywhere.

PatientsLikeMe – The world’s largest personalized health network helps people find new treatments, connect with others and take action to improve their outcomes.

Access a community for anyone concerned about symptoms and/or diagnosed with COVID-19, as well as anyone suffering from anxiety and depression, to come together and discuss coping mechanisms and support. Hospitality specific landing page & resources https://www.patientslikeme.com/join/hospitality.

PsychHubthe most comprehensive online learning platform on mental health, substance use, and suicide prevention topics in the world.

https://psychhub.com/

Sanvello – #1 rated app for stress, anxiety and depression.

Need a little help with stress, anxiety, and depression? Check out the #1 rated app.  Hospitality-specific resources are available at: sanvello.com/hospitality .